It is still hard to accept the fact that we are foreclosing on our house BUT both Ryan and I know that it is the right decision at this time. The other day we had to come to terms with the fact that our pool is going to get "destroyed" in this process. We spent days/hours/weeks building that pool. We were involved in every detail. We know that it is going to turn green and nasty.
Now that our renters (who used our house as a dog kennel) are completely gone, we asked our friends to take some of the plants/foliage in the backyard. I would rather know that some of these plants (that we spent years growing) were going to our good friends then dying in our backyard. It is a loss but we are ready to get this behind us.
I recently told a friend (who is in a very similiar situation) that if you decide that foreclosure is right for your family, then make sure both you and your husband are on "the same page". I am so grateful that Ryan and I are in this together and "on the same page". It helps with the whole process.
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Sorry to hear about your situation as this is happening all across the valley. I'm curious as to why hasn't the bank suggest you do a Short Sale? There are some new things coming down the line regarding short sales and have no deficiency judgement. If you want to keep the home, then I would continue trying to submit again for the loan mod, but you would still have 2 house payments. Also, you have military hardship --they transferred you. Feel free to look me up if you would like some help. Dawn Barrier
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